Pengelakan secara sengaja menjawab soalan dari operator insurans boleh menyebabkan tuntutan pampasan dibatalkan

 CHONG LAI KENG v. PRUDENTIAL ASSURANCE MALAYSIA BHD [2024] 1 CLJ 293

HIGH COURT MALAYA, SHAH ALAM
JAMHIRAH ALI JC
[CIVIL SUIT NO: BA-22NCC-21-02-2022]
23 OCTOBER 2023

The uberrimae fidei principle, entrenched in Part 3, Schedule 9 of the Financial Services Act 2013, imposes consumers with a duty of disclosure and representation when engaging in, modifying or renewing insurance contracts with insurers. This duty requires consumers to exercise reasonable care to prevent any misrepresentation during the pre-contractual phase. Specifically, consumers have an obligation to ensure the accuracy and completeness of their responses to the insurer's inquiries. In cases where a consumer deliberately or recklessly makes a misrepresentation and conceal material facts, the insurer has the authority to void the contract of insurance and decline any claim settlements.

INSURANCE
Claim - Repudiation - Life assured acquired two life insurance policies from insurer - Wife named as nominee of both life insurances - Wife submitted claims for insurance policies following sudden death of life assured - Insurer discovered that life assured held three other life insurance policies with another insurer and such policies were already in force when life assured applied for two policies from insurer - Whether there was misrepresentation by life assured by not disclosing pre-existing policies - Whether life assured had committed fraudulent non-disclosure - Whether insurer entitled to repudiate claim - Whether two policies null and void from inception - Financial Services Act 2013

CONTRACT
Contract of insurance - Repudiation of death claim - Life assured acquired two life insurance policies from insurer - Wife named as nominee of both life insurances - Wife submitted claims for insurance policies following sudden death of life assured - Insurer discovered that life assured held three other life insurance policies with another insurer and such policies were already in force when life assured applied for two policies from insurer - Pre-contractual duty of disclosure - Principle of uberrimae fidei - Whether there was fraudulent non-disclosure and fraudulent misrepresentation by life assured - Whether contract of insurance null and void - Whether insurer entitled to repudiate contract - Financial Services Act 2013

https://mail.google.com/mail/u/0/#inbox/FMfcgzGwJSGsdMsHvckSrwXzMDkMxBkC

Keperluan Undang-undang Kripto

Dewan Rakyat lulus RUU mansuh hukuman mati mandatori

Dewan Rakyat lulus RUU mansuh hukuman mati mandatori

Sinar Harian

April 3, 2023 18:16 MYT

KUALA LUMPUR: Rang Undang-Undang Pemansuhan Hukuman Mati Mandatori 2023 diluluskan sebulat suara di Dewan Rakyat melalui undian suara pada Isnin.

Rang undang-undang tersebut dibentangkan bagi bacaan kedua dan ketiga dibacakan Timbalan Menteri di Jabatan Perdana Menteri (Undang-Undang dan Reformasi Institusi) Ramkarpal Singh, mencadangkan hakim diberikan kuasa budi bicara dalam menjatuhi hukuman.

Rang undang-undang itu juga mencadang membenarkan hakim pilihan mengenakan hukuman penjara sehingga 40 tahun menggantikan hukuman mati mandatori.

Ramkarpal berkata, Rang Undang-Undang Pemansuhan Hukuman Mati Mandatori 2023 adalah suatu akta 'omnibus' kerana merangkumi pindaan kepada Kanun Keseksaan, Akta Senjata Api (Penalti Lebih Berat) 1971, Akta Senjata 1960, Akta Penculikan 1961, Akta Dadah Berbahaya 1952, Akta Perdagangan Strategik 2010 dan Kanun Tatacara Jenayah.

Ia adalah untuk memansuhkan hukuman mati mandatori, mengubah hukuman yang berhubungan dengan pemenjaraan sepanjang hayat dan sebatan dan mengadakan peruntukan bagi perkara yang berhubungan dengannya.

"Hukuman mati mandatori adalah antara hukuman yang dianggap sebagai kaedah di mana keadilan dapat dicapai terutamanya apabila membabitkan kesalahan kejam.

"Namun tiada kajian lanjut yang dapat membuktikan bahawa hukuman mati adalah langkah pencegahan jenayah terbaik atau berkesan.

"Keberkesanan hukuman mati sebagai satu bentuk pencegahan tidak dapat dipastikan memandangkan terdapat banyak faktor yang mempengaruhi bilangan pendakwaan atau kadar jenayah," katanya ketika membentangkan RUU itu.

Dalam masa sama, beliau berkata, pemansuhan hukuman mati mandatori adalah satu bentuk pemulihan supaya mereka dapat kembali ke masyarakat dan menjadi individu yang dapat berkhidmat kepada keluarga dan negara selepas selesai menjalani hukuman.

Justeru, keputusan kerajaan berkaitan pemansuhan hukuman mati mandatori dilihat sebagai langkah yang tepat dalam usaha kerajaan untuk mewujudkan sistem perundangan yang dinamik, progresif dan relevan dengan keperluan semasa.

"Bagaimanapun, hukuman gantian kepada hukuman mati mandatori perlu setimpal dengan keseriusan jenayah yang telah dilakukan oleh pesalah dan tidak mengakibatkan ketidaksesuaian dengan hukuman lain yang kurang serius.

"Justeru, hukuman pemenjaraan bagi suatu tempoh berserta dengan sebatan dilihat sebagai hukuman gantian yang paling bersesuaian terhadap 11 kesalahan yang membawa kepada hukuman mati mandatori ini.

"Kombinasi hukuman pemenjaraan dan sebatan adalah wajar supaya dilihat sebagai hukuman yang lebih berat berbanding hukuman untuk jenayah lain," katanya.

Sembilan ahli Parlimen mengambil bahagian dalam perbahasan RUU berkenaan.

Mereka terdiri daripada lima ahli parlimen blok pembangkang daripada Perikatan Nasional (PN) iaitu Datuk Mas Ermieyati Samsudin (PN-Masjid Tanah), Wan Ahmad Fayhsal Wan Ahmad Kamal (PN-Machang), Latiff Abdul Rahman (PN - Kuala Krai), Datuk Ahmad Saad @ Yahaya (PN-Pokok Sena),dan Datuk Seri Shahidan Kassim (PN-Arau).

Manakala empat lagi dari blok kerajaan iaitu Teresa Kok Suh Sim (PH-Seputeh), M.Kulasegaran (PH-Ipoh Barat), Abdul ; Chiew Choon Man (PH-Miri), dan RSN Rayer(PH-Jelutong).

https://www.astroawani.com/berita-malaysia/dewan-rakyat-lulus-ruu-mansuh-hukuman-mati-mandatori-413871?utm_source=newsletter-7news&utm_medium=email&utm_campaign=20230404%20Newsletter?utm_source=newsletter-7news&utm_medium=email&utm_campaign=20230404%20Newsletter

Lecture in Maldives - December 2016

My lectures in Maldives organized by Ministry of Islamic Affairs, Maldives in December 2016 in the link below.

http://youtu.be/LIZCRPVlswY

 

Kes Bin Abdullah

 JABATAN PENDAFTARAN NEGARA & ORS v. SEORANG KANAK-KANAK & ORS; MAJLIS AGAMA ISLAM NEGERI JOHOR (INTERVENER) [2020] 4 CLJ 731

FEDERAL COURT, PUTRAJAYA
ROHANA YUSUF PCA; AZAHAR MOHAMED CJ (MALAYA); DAVID WONG DAK WAH CJ (SABAH AND SARAWAK); MOHD ZAWAWI SALLEH FCJ; ABANG ISKANDAR FCJ; IDRUS HARUN FCJ; NALLINI PATHMANATHAN FCJ
[CIVIL APPEAL NO: 01(f)-43-09-2017(W)]
13 FEBRUARY 2020

The decision of the Director General of National Registration (DGNR) in declining to allow a Malay Muslim illegitimate child to bear his biological father's name in his birth certificate is legal, rational and reasonable, and does not in any way militate against the purport of s. 13A(2) of the Births and Deaths Registration Act 1957 (BDRA) or the child's fundamental constitutional liberties. Section 13A BDRA, which allows a child's surname to be stated in his birth certificate, cannot apply to a Malay Muslim child, since a Malay Muslim child, in reality and by culture and tradition, never carries a surname, and also because the biological father's name by definition does not constitute a surname. Be that as it may, and whilst the DGNR in so registering the birth may apply the child's Islamic personal law to the registration process, his decision to ascribe "bin Abdullah" to the child's name upon the adoption of a fatwa issued by the National Fatwa Committee (NFC) is wrong in law and devoid of any legal basis. As the child was born in the State of Johor, and the State has not adopted nor gazetted the NFC's fatwa, the same cannot apply to the State, and consequently, the DGNR, in imposing the fatwa on the child, has usurped the power of the Fatwa Committee of Johor and violated ss. 49 and 52 of the Administration of the Religion of Islam (State of Johor) Enactment 2003. Consequentially, the words "bin Abdullah" must be removed from the child's birth certificate.

ADMINISTRATIVE LAW
Judicial review - Challenge against decision of Director General of National Registration ('DGNR') - Application by Malay Muslim illegitimate child - Application to enter name of father of child in child's Birth Register - DGNR issued child's birth certificate and entered child's full name with 'bin Abdullah' instead of 'bin' father's name - Application to correct child's name from 'bin Abdullah' to 'bin' father's name dismissed by DGNR - Whether DGNR's refusal to correct or alter particulars 'bin Abdullah' to be substituted with 'bin' father's name in Birth Register made in accordance with law - Whether s. 13A of Births and Deaths Registration Act 1957 ('BDRA') applies to registration of births of Muslim children - Whether enabling child to be named with personal name of person acknowledged to be father of child - Whether 'surname' in s. 13A of BDRA includes patronymic surnames - Whether Malays have surnames

CONSTITUTIONAL LAW
Fundamental liberties - Personal liberty - Challenge against decision of Director General of National Registration ('DGNR') - Application by Malay Muslim illegitimate child - Application to enter name of father of child in child's Birth Register - DGNR issued child's birth certificate and entered child's full name with 'bin Abdullah' instead of 'bin' father's name - Child's birth certificate contained notation 'Permohonan Seksyen 13' as acknowledgment of registration of birth for illegitimate child - Whether entry of 'bin Abdullah' and notation 'Permohonan Seksyen 13' in child's birth certificate infringed child's fundamental liberties

ISLAMIC LAW
Legislation - Islamic law of State - Challenge against decision of Director General of National Registration ('DGNR') - Application by Malay Muslim illegitimate child - Application to enter name of father of child in child's Birth Register - DGNR issued child's birth certificate and entered child's full name with 'bin Abdullah' instead of 'bin' father's name - Child's birth certificate contained notation 'Permohonan Seksyen 13' as acknowledgment of registration of birth for illegitimate child - DGNR relied on fatwa by National Fatwa Committee ('NFC') in arriving at decision - Whether, in performing registration of births of Muslim children, Registrar of Births and Deaths may refer to and rely on sources of Islamic law on legitimacy - Whether DGNR could rely on fatwa by NFC when child is subjected to Islamic laws of State - Whether illegitimate Muslim child could be ascribed to name of father in Islam - Islamic Family Law (State of Johor) Enactment 2003, ss. 52 & 111

https://mail.google.com/mail/u/0/?tab=rm&ogbl#inbox/FMfcgxwHNVzNHQGWqtvjpVLXwGvgvcph

Pemegang Serah Hak (Assignee) lebih berhak daripada pemegang amanah terhadap apa-apa hasil dan kepentingan harta serah hak (assignment property)

 SABAH DEVELOPMENT BANK BHD v. PETRON OIL (M) SDN BHD [2020] 4 CLJ 811

FEDERAL COURT, PUTRAJAYA
TENGKU MAIMUN TUAN MAT CJ; AHMAD MAAROP PCA; AZAHAR MOHAMED CJ (MALAYA); NALLINI PATHMANATHAN FCJ; RHODZARIAH BUJANG JCA
[CIVIL APPEAL NO: 02(f)-27-04-2018(S)]
17 FEBRUARY 2020

An assignee Bank who has created an absolute and unconditional assignment with an assignor and has thereby obtained an irrevocable transfer of the latter's legal rights and beneficial interests over a certain third party's contract proceeds, is entitled to recover the remittances and funds due under the said contract. Further, such of its entitlement as a lawful assignee will take precedence and priority over other competing claims to the same proceeds, including, as the case may be, claims by a purported trustee or constructive trustee to the said proceeds. The bank's ability to recover such proceeds at the expense of such trustee cannot at all be unconscionable, as otherwise, the security given by a borrower assignor to a banking institution would be rendered nugatory, or put in jeopardy by a finding of a trust or constructive trust by a third party claiming the same funds.

CONTRACT
Agreement - Sale of goods - Claim for recovery of debt by creditor - Absolute assignment of contract proceeds to bank as security for credit facilities - Effect of absolute assignment - Whether entitlement to recover proceeds transferred to bank - Whether creditor's claim premised on trust and/or constructive trust prevailed over bank's absolute assignment - Whether bank held monies in constructive trust for creditor - Whether freezing of first account and creation of subsequent account affected validity of absolute assignment - Civil Law Act 1956, s. 4(3)

CONTRACT
Assignment - Absolute assignment - Claim for recovery of debt by creditor - Absolute assignment of contract proceeds to bank as security for credit facilities - Effect of absolute assignment - Whether entitlement to recover proceeds transferred to bank - Whether creditor's claim premised on trust and/or constructive trust prevailed over bank's absolute assignment - Whether bank held monies in constructive trust for creditor - Whether freezing of first account and creation of subsequent account affected validity of absolute assignment - Civil Law Act 1956, s. 4(3)

TRUSTS
Constructive trust - Existence of trust - Claim for recovery of debt by creditor - Absolute assignment of contract proceeds to bank as security for credit facilities - Whether creditor's claim premised on trust and/or constructive trust prevailed over bank's absolute assignment - Whether bank held monies in constructive trust for creditor

https://mail.google.com/mail/u/0/?tab=rm&ogbl#inbox/FMfcgxwHNVzNHQGWqtvjpVLXwGvgvcph

Syarikat tidak boleh didakwa di bawah Enakmen Jenayah Syariah

 ZI PUBLICATIONS SDN BHD & ANOR v. JABATAN AGAMA ISLAM SELANGOR & ORS [2020] 9 CLJ 774

COURT OF APPEAL, PUTRAJAYA
UMI KALTHUM ABDUL MAJID JCA; HASNAH MOHAMMED HASHIM JCA; SURAYA OTHMAN JCA
[CIVIL APPEAL NO: WA-01(A)-255-04-2018]
09 JULY 2020

Unlike a natural person, a company is incapable of practising or professing a religion, or assuming the religion of its shareholders. It follows that the sanctions of an Islamic Law Enactment such as the Syariah Criminal Offences (Selangor) Enactment 1995 cannot apply to a company like the first appellant in this case. It follows further that the action of the Jabatan Agama Islam Selangor and the Ketua Penguatkuasa Agama Selangor herein in raiding the first appellant's premises and confiscating 180 copies of books therefrom, and in further prosecuting the first appellant for alleged offences under the said 1995 Enactment, is null and void, unconstitutional and unlawful. The first appellant company having come outside the ambit of the 1995 Enactment and were incapable of committing the crimes so laid out thereunder, the decision to prosecute the company's shareholder, the second appellant, for like offence is also wrong in law.

ADMINISTRATIVE LAW
Judicial review - Certiorari - Exercise of powers in course of criminal investigation - Issuance of search warrant and seizure by enforcement officers - Whether subject to review under O. 53 of Rules of Court 2012

CONSTITUTIONAL LAW
Federal and State law - Islamic law enactment - Syariah Criminal Offences (Selangor) Enactment 1995, s. 16 - Whether ultra vires Federal Constitution - Purpose - To control religious publications contrary to Islam - Whether Selangor State Legislative Assembly acted within legislative power in enacting s. 16 - Whether s. 16 fell within 'precepts' of Islam within meaning of Item 1, List II-State List, Ninth Schedule of Federal Constitution - Whether s. 16 constitutional

COMPANY LAW
Corporate personality - Corporate veil - Prosecution against director of company at Syariah Court - Validity of - Whether attempt to penalise director for actions of company - Whether company could assume religion of shareholders - Whether Syariah Criminal Offences (Selangor) Enactment 1995 ('SCOE') only applicable to natural persons professing religion of Islam - Whether lifting of corporate veil necessary - Whether company could be prosecuted under SCOE

https://mail.google.com/mail/u/0/?tab=rm&ogbl#inbox/FMfcgxwKjKqxQLRVzTKhVgrzVPzfmxGd